Dental treatment with finance options
Originally published
Finance may help you spread the cost of private dental treatment. Start with a consultation so that you and your dentist can agree the treatment plan and its price. Borrowing changes when you pay and may increase the total cost, depending on the terms.
Available terms
Medical-Dent’s current finance page lists 0% APR for repayment terms of up to 12 months and 7.9% APR for terms longer than 12 months. This does not mean the first 12 months of every longer agreement are interest-free.
Finance is subject to age, status and affordability checks and is available only to UK residents over the age of 18. A minimum finance amount applies; ask the team to confirm it for your plan. Approval is not guaranteed.
How to apply
Once your treatment and cost are agreed, the team can explain the application process and available options. Medical-Dent acts as a credit broker, not a lender. The lender decides whether to approve an application.
Check the repayment period, monthly payment, APR and total amount repayable before accepting an agreement. Ask for a written quotation and use the calculator on the current finance page for the proposed amount and term. An illustration is not an approval decision.
Which treatment can be financed?
Finance may be available for different plans, including dentures, bridges and orthodontic treatment. Confirm whether your proposed plan qualifies rather than assuming every service is eligible. For treatment involving a child, ask the team about the adult applicant and applicable conditions; a child does not take out the credit agreement.
Contact us to arrange an assessment or discuss the process. The regulatory information below is reproduced from the practice’s current finance page.
Regulatory information
Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not a lender and will introduce practices to V12 Retail Finance Limited for which Medenta will receive an introduction commission from Secure Trust Bank plc, V12 Retail Finance Limited’s parent company.
V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH.
Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish.
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