Dental treatment finance: options and eligibility
Originally published
If you are considering finance for dental treatment, start with an assessment and a written treatment plan. This sets out the proposed care and cost before you decide how to pay.
Medical-Dent acts as a credit broker, not a lender. Once a treatment plan has been agreed, the team can explain the available finance options and how to apply. Approval is a decision for the lender, not a guarantee made at the consultation.
Interest-free and interest-bearing options
Our current finance information lists 0% APR for repayment terms of up to 12 months and 7.9% APR for terms longer than 12 months. This does not mean that the first year of every longer agreement is interest-free.
Finance is available only to UK residents over the age of 18 and is subject to status and affordability checks. A minimum finance amount applies. Ask the team for the current minimum and the options available for your treatment; do not assume that every procedure or applicant qualifies.
Secure Trust Bank PLC may decline an application. Agreeing to a treatment plan is not the same as being approved for credit.
Before applying
Use the current finance page and calculator or request a written quotation. Check the repayment term, APR, monthly payments and total amount payable for the option you are considering. We do not give a general monthly-payment example here because the figures depend on the amount and agreement.
Read the agreement and ask about anything you do not understand before accepting it. You can contact the practice to discuss the treatment estimate and application process.
Regulatory information
Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not a lender and will introduce practices to V12 Retail Finance Limited for which Medenta will receive an introduction commission from Secure Trust Bank plc, V12 Retail Finance Limited’s parent company.
V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH.
Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish.
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